So, here we are again. Holiday music is jingling throughout stores and the year will soon be coming to an end. In fact, this will be the last blog post you read from me until 2017! What does the end of the year mean besides turkey, sleigh bells and mistletoe? For business owners it’s the finale of the business plans they laid out for 2016. This is the time when businesses should be taking a hard look at what worked and what didn’t work this year, including budget and cash-flo